Budget Conversations That Actually Work

Join our upcoming sessions where we talk through real money situations faced by Canadians. No complicated formulas or boring spreadsheets—just practical discussions about making your budget work for you.

Reserve Your Spot

Why We Started These Sessions

A couple years back, we noticed something. People would come to us with budget questions that weren't complicated—they just needed someone to walk them through the choices without making them feel lost.

So we started hosting these webinars. They're not lectures. More like guided conversations where you can ask questions, hear what others are dealing with, and get clarity on your own situation.

Our sessions focus on everyday challenges: groceries getting expensive, unexpected car repairs, whether that subscription is actually worth it. The stuff that matters to your monthly budget.

Real Scenarios

We use examples from actual situations participants bring up. No made-up case studies or perfect scenarios that never happen in real life.

Ask Anything

Questions are encouraged throughout. If you're wondering about something, chances are five other people are too.

Practical Tools

You'll leave with simple frameworks you can use right away. Nothing fancy—just approaches that actually fit into busy lives.

Canadian Context

We talk about Canadian costs, tax considerations, and local realities. What works in Toronto might look different in smaller Ontario towns.

What Changes After Attending

These aren't overnight transformations. But people who attend our sessions often find certain aspects of budgeting become less overwhelming.

Clarity

Before: Avoiding the numbers

Many participants tell us they used to check their bank balance with dread. After: They have a simple tracking method that takes about ten minutes weekly.

Decisions

Before: Guilt over every purchase

Either overspending without thinking or feeling bad about necessary expenses. After: A clearer framework for what fits their priorities and what doesn't.

Confidence

Before: Confused by money talk

Financial advice felt like a different language. After: Comfortable asking questions and making informed choices about their own money.

Planning

Before: Living paycheck to paycheck

Feeling surprised by regular expenses every month. After: A buffer system that handles most surprises without panic.

Communication

Before: Money arguments at home

Partners avoiding budget conversations or getting frustrated. After: A shared approach both can understand and discuss calmly.

Progress

Before: No emergency savings

One unexpected bill away from stress. After: Small but steady progress toward having a cushion, even on a tight income.

Upcoming Sessions in 2025

We run these webinars throughout the year. Each one covers different aspects of budgeting, so you can join whichever topics matter most to you right now. All sessions are live with Q&A time built in.

August 14, 2025 • 7:00 PM ET

Getting Started: Your First Real Budget

For anyone who's tried budgeting before and given up. We'll walk through creating a budget that doesn't require perfect discipline or complicated tracking.

September 19, 2025 • 7:00 PM ET

Handling Variable Income

When your paychecks change month to month, traditional budgeting advice doesn't help much. We'll cover approaches that work for freelancers, commission-based workers, and seasonal employment.

October 23, 2025 • 7:00 PM ET

Holiday Spending Without January Regret

How to enjoy the holidays without blowing your budget. Planning strategies that let you be generous with the people you care about while staying realistic.

November 27, 2025 • 7:00 PM ET

Building Your Emergency Fund

Starting from zero and working up to a cushion that actually helps. We'll talk about realistic targets and ways to automate the process so you don't have to think about it.

January 15, 2026 • 7:00 PM ET

Couple's Money Management

Different spending styles, shared goals, and how to have productive budget conversations. For couples at any stage, whether you share accounts or keep things separate.

Aisling Pemberton

Lead Facilitator

Aisling has been helping Canadians with budget questions since 2018. She started in community financial literacy programs before joining belvinorox. What she enjoys most is breaking down money concepts so they make sense to people who don't think of themselves as "numbers people."

Questions People Usually Ask

Here's what comes up most often when people are deciding whether to join.

Before You Join

Do I need to know anything about finance first?

Not at all. These sessions work for complete beginners. We explain everything in plain language and don't assume any prior knowledge.

What if I have a really messy financial situation?

That's actually pretty common among participants. You don't need to have everything organized before attending—part of what we cover is how to start sorting things out.

How much does it cost?

Sessions are free. We run them as part of our community education commitment. You just need to register so we know how many people to expect.

During the Session

Can I ask questions anonymously?

Yes. You can submit questions through chat without revealing your name to other participants. Or you can just listen if you prefer.

How long do sessions run?

About 90 minutes. We cover the main topic for about an hour, then open it up for questions. If you need to leave early, that's fine.

Will you share my information with anyone?

Never. Your registration details stay with us and aren't shared with any third parties. We occasionally follow up to see if the session was helpful, but that's optional.

After Attending

Do you provide recordings?

Yes. If you register but can't make it, we'll send you a link to the recording. It's available for about two weeks after the live session.

What if I need more help after the webinar?

You're welcome to reach out. Some people join our learning program for more in-depth guidance. Others just email with follow-up questions, which we're happy to answer.

Can I attend multiple sessions?

Definitely. Many people find it helpful to join several throughout the year as they work on different aspects of their budget. Each session stands alone, so you can pick whichever topics fit your needs.

Get Started With a Session